OUR NETWORK OF TRUSTED PROVIDERS
Per Vanguard’s website, Vanguard was founded on the idea of doing what is right for investors. More than 40 years later, it is still who they are. Vanguard has no outside owners, helping it keep its costs low. The average expense ratio for Vanguard mutual funds and ETFs is 83% less than the industry average. (As of December 31, 2018, Vandguard’s average expense ratio is .10%. Industry average mutual fund and ETF expense ratio is .58%. All averages are asset-weighted. Industry averages exclude Vanguard. Sources: Vanguard and Morningstar, Inc. as of December 31, 2018.
88% of their funds have performed better than their peer-group averages over the last 10 years. (For the 10-year period ended September 30, 2019, 9 of 9 Vanguard money market funds, 49 of 62 Vanguard bond funds, 22 of 23 Vanguard balanced funds, and 130 of 146 Vanguard stock funds—for a total of 210 of 240 Vanguard funds—outperformed their Lipper peer-group average. Results will vary for other time periods. Only mutual funds and ETFs (exchange-traded funds) with a minimum 10-year history were included in the comparison.
Broadridge Financial Solutions
Broadridge Financial Solutions (NYSE:BR) is a global Fintech company with over $4 billion in revenues and is recognized as an invaluable partner for the world’s leading companies and financial institutions. Broadridge helps drive business transformation for clients with solutions for enriching client engagement, navigating risk, optimizing efficiency, and generating revenue growth. They handle millions of trades a day involving trillions of dollars, support communications that reach 75% of North American households and manage shareholder voting in 90 countries. 90% of mutual fund assets flow through their platforms.
Broadridge recently expanded its capabilities with the acquisition of Matrix Financial Solutions, who was the leading independent provider of mutual fund processing solutions for the defined contribution market. They hold a substantial position in the rapidly growing small- and medium-sized retirement plan segment, and their open architecture solutions enable customers to leverage distribution arrangements with approximately 25,000 mutual funds from nearly 500 mutual fund families. Matrix’s reliable, operationally efficient solutions are a natural extension of the core competencies Broadridge has developed over the past four decades.
AccuRecord is a nationally-recognized and respected independent Third Party Administrator (TPA) of Defined Contribution Plans. AccuRecord offers superior comprehensive services, including Open Architecture, Self-Directed Brokerage accounts, Private Label Websites, ETFs, revenue sharing, and full fee disclosure to 401(k), 457, 403(b) and virtually all other Defined Contribution Plans, including Multiple Employer Plans (MEPs) and Professional Employer Organizations (PEOs). As a non-producing TPA, any potential conflict of interest is avoided because they do not select plan investment options.
AccuRecord’s proprietary daily valuation software system (CURE) enables the delivery of back office, web portal, daily valuation, record keeping, administration, and processing services to customer partners with over 7,000 plans ranging in size from start-ups to large well-established plans, and thousands of participants who also have access to a call-in support center and voice response system. AccuRecord seeks to continually exceed the capabilities and standards of the competition by providing exceptional customer service and a system with unparalleled agility.
Apollo Wealth Management provides comprehensive financial planning and advisory services to individuals and business clients, including pension funds and 401(k) plans. Clients benefit from Apollo’s 25+ years of experience managing defined benefit pension and 401(k) plans, covering all facets of ERISA and Taft-Hartley. Apollo prides itself on their uncompromising commitment to service, unquestionable ethics, unbiased financial planning advice, and allegiance to their customers.
The Rosenbaum Law Firm, P.C. specializes in ERISA and retirement planning, helping plan sponsors reduce their plan cost, facilitate administration, and limit their fiduciary liability at a flat fee.
Mr. Rosenbaum has been quoted as an expert in retirement plans in Long Island Business News, PlanSponsor.com, DailyFinance.com, American Express Open Forum, Marketwatch. com, Pittsburgh Post-Gazette, the Wall Street Journal, and FiduciaryNews.com; and authors articles for Long Island Business News, PlanSponsor.com, and newsletters that he sends to clients and financial advisors nationally.
(Source: Lipper, a Thomson Reuters Company. The competitive performance data shown represent past performance, which is not a guarantee of future results.)